Why should you get the HDFC Regalia Credit Card?

Due to its abundance of lavish lifestyle features and travel incentives, the HDFC Regalia Credit Card is quite well-liked in the market. People who want thrilling travel benefits and good value-back rewards on all purchases can gain from it.  Additionally, the credit card offers perks across a number of areas, including groceries, dining, retail, and gas. Keep reading the article to learn the essentials of the HDFC Regalia Credit Card.

Benefits of HDFC Regalia Credit Card

Let’s take a closer look at the advantages credit card offers before we explore whether you should get one. The benefits of getting the HDFC Regalia Credit Card are as follows:

• It offers Priority Pass Membership, which entitles you to access over 1000 airport lounges worldwide.
• The credit card allows you to visit up to 12 domestic airport lounges per year.
• Every time you spend more than Rs. 150 on retail, education, rent, or utilities, you will earn 4 reward points.
• If you spend up to Rs. 5 lakh during the anniversary year, you will receive 10,000 reward points.
• You will receive 5000 reward points for spending Rs. 8 lakh in an anniversary year.
• Waiver of 1% fuel surcharge at all Indian petrol pumps. It is, however, only applicable if the transaction is between Rs. 400 and Rs. 5000.
• It has a low forex markup fee of 2% on all transactions.
• Get Rs. 1 crore in air accident death coverage.
• The HDFC Regalia Credit Card includes emergency overseas hospitalization insurance.
• The card comes with welcome benefits. As a welcome bonus, it offers up to 2500 reward points.
• The renewal fee is waived if you spent more than Rs. 3 lakh the previous year.
• Up to 5% off movies and dining.
• The HDFC Regalia Credit Card comes with Zero Liability Insurance. If the credit card is lost or stolen for fraudulent use, you will have zero liability protection up to Rs 9 lacs.
• It offers a contactless payment facility to ensure fast, safe and convenient payment.
• The credit card has a Smart EMI feature that allows you to convert bills into flexible EMIS.

Why should you get the HDFC Regalia Credit Card?

The market is flooded with credit cards that compete fiercely with one another. The HDFC Regalia Credit Card is also competing in the race. It is designed to provide amazing benefits to customers while saving money on travel. 

Traveling is something that almost everyone enjoys, and what could be better than earning rewards for your travel? Yes, the HDFC Regalia credit card offers travel rewards. If you are a frequent traveler, you can take advantage of the majority of the benefits it provides.

Despite the annual cost being very high, the premium perks it offers are worthwhile. Therefore, you must be certain that, although you are paying a hefty annual cost, you are also receiving the majority of it. 

People, on the other hand, chose a credit card at random and later discovered that it was not the best choice. As a result, it’s a good idea to look into other credit cards on the market that offer similar benefits in order to find the best credit card for you.

Conclusion

The HDFC Regalia Credit Card is the most well-known premium credit card with distinctive benefits. The credit card has a credit limit of Rs. 5 lakhs. However, if the bank finds you eligible, the credit limit can be increased further. The HDFC Regalia Credit Card comes with a customer service number that is available 24 hours a day, seven days a week. If you have any questions or want to file an issue, please contact them at 1800 266 4332.