Where to get Bajaj customer portal My Account username and password

The availability of new and emerging digital platforms with innovative features has simplified access to finances, making them readily accessible. One such platform is the Bajaj Finserv customer portal My Account that provides new users and customers alike an opportunity to fulfil their funding needs easily and access financial details without much hassle. 

Customers can also check loan details and additional information regarding their network membership through My Account. This Bajaj Finserv customer portal can ensure access to several important pieces of information, including remaining loan tenure, number of EMIs paid, interest rates, and much more.

However, before an individual can start using this portal, he/she must acquire certain details, such as the username and password, for this online platform.

The process to acquire Bajaj My Account portal username and password

To access the Bajaj Finserv My Account platform, you would need to enter a unique login ID and password. Both of these credentials are texted to a new customer after registration. Keep in mind that this information is sent to your registered phone number. If this SMS has been removed from your phone or you did not receive the same, you can acquire it later as well.

Here is the procedure to follow to retrieve your password and username for the customer portal My Account.

• Step 1: Open the SMS application from the device, which hosts the registered contact number.
• Step 2: Choose to type a new message and type in ‘My Account’.
• Step 3: Send this message to +91 92275 64444 from your registered SIM card.
• Step 4: You can expect a reply in just a few minutes, which should contain the account username and password.

Now that you know more about how to retrieve such important pieces of information, you should also understand the procedure for logging in for convenient use.

How to login to the Bajaj Finserv My Account portal?

As soon as you gain access to this account’s username and password, you can initiate the login procedure. Here is what you must know in doing so – 

• Step 1: Visit the My Account portal on the NBFC’s website through your computer or mobile phone. Users of the latter can also download the Bajaj Finserv My Account app on their handsets for quicker access.
• Step 2: Provide the customer ID and password to access your personalised account on this portal.
• Step 3: To finish the login procedure in the Bajaj customer portal, you would need to complete OTP verification as well. Remember, this OTP will arrive on your registered number only, so keep this device close by.

This OTP verification thus concludes the Bajaj Finance login process, thus giving you access to your account.

Features of the Bajaj Finserv My Account portal

Knowing the credentials of your My Account account is vital, but you must also gauge its usefulness. Listed below are some of the My Account features, which encourage the portal’s utilisation.

• Learn about your loan details

Individuals, especially those with multiple dues running, may fail to remember crucial details about one of their credit options. The online portal from Bajaj Finserv thus ensures that all such information is accessible to borrowers easily. For example, the number of EMIs outstanding, amount of principal outstanding, total tenure for the loan, interest rate applicable and much more are readily available with a few simple clicks.

• Check available credit limit

The credit limit available on your EMI card will vary based on the proportion of credit already utilised. For instance, if your total credit limit is Rs.2 lakh and your existing loan’s principal is Rs.50,000, then the remaining limit would be Rs.1.5 lakh. 

Borrowers can determine their remaining credit limit by accessing this My Account portal online. Such information can ensure better financial planning before you opt for fresh loans.

• Figure out your pre-approved offers

My Account users can also determine their pre-sanctioned offers from the NBFC. These pre-approved offers ensure speedier and simpler loan applications, and are available on a range of financial products, such as personal loans, business loans, and more. You can check your pre-approved offer through this app or website portal before availing credit.

• Buy products directly from the portal

With your Bajaj customer ID, you not only gain access to this My Account portal but also to an online marketplace. If you decide to buy products from within this platform, you can avail instant benefits, along with no-cost financing.

Keep these factors in mind to take advantage of the My Account portal, accessing any of the required details all at one place. Staying informed is the key to managing your debts efficiently, reducing the risk of delinquencies.