What are the tactics Insurance Companies Use to Stop Paying Accident Victims?
Insurance adjusters are trained to lie and many are paid to do so. For example, an adjuster may tell you that the other driver is covered for up to $15,000 in property damage, but this is not true. This is just a tactic the adjuster uses to confuse the injured party and prevent them from filing a lawsuit. They may also try to put 50 percent of the blame on you, even though you suffered more serious injuries than the other party.
Don’t let the insurance adjuster take advantage of you. Contact an experienced car accident attorney to fight for your justice. Below are examples of tactics insurance companies use after a victim is injured in a car accident. These tricks are designed to make you believe that you are not entitled to compensation.
The insurance company will tell you many lies after your car accident, but how to spot them!
It is essential to understand that insurance adjusters are allowed to lie, and many are encouraged to do so. For example, they could claim that the other driver was not at fault for the accident and that the insurance company was unable to contact the other driver for weeks. So they could say that they are still investigating the accident even two months after it happened. Some adjusters also put 50 percent of the blame on accident victims when the injuries are much more serious.
The insurance company will try to pressure you into accepting a low offer
After your accident, the insurance adjuster will try to pressure you into accepting a low settlement offer and may say things like, “this is our best offer.” It is a common mistake to accept an offer without knowing the full extent of your injuries. Also, if he did not go to the emergency room immediately after the accident, the insurance company could try to claim that his injuries were pre-existing. Remember, anything you say can be used against you, so don’t sign a settlement offer until you carefully evaluate your long-term outlook.
Insurance companies will ask for a recorded statement
Your insurance company may ask you to provide a recorded statement about the accident. This is against your policy and may affect your chances of recovering damages. It is best to hire an attorney to fight the insurance company on your behalf. This will ensure that the insurance adjuster is honest and fair. Plus, you’ll be able to get the settlement you deserve with the help of your car accident attorney!
The Most Common Tactics Insurance Companies Use
There are many tactics insurance companies use to avoid paying a car accident victim. Typically, these tactics are intended to discourage the victim from filing a claim.
The most common include:
- delay a claim
- denying the claim
- defend against it
The company tries to frustrate the plaintiff and delay the process by allowing the evidence to deteriorate.
Insurance companies often make claims more difficult by scaring a person into accepting a lower amount. Using embarrassment as an argument is one of the most common strategies insurance companies use to avoid paying accident victims. Usually, the insurance company will make the claimant feel guilty for claiming. This tactic is intended to get the victim to accept a lower settlement offer before hiring an attorney.
Insurance companies will try to convince you to settle quickly
When an injury claim is filed, insurance companies often contact injured plaintiffs. They usually try to convince the victim to solve the case quickly by appealing to her emotions. They will pretend that they are concerned about the welfare of the victim or that they are trying to help. While a quick settlement may seem like a great way to pay your expenses quickly, it will be far less than you deserve to pay for all of your damages. Ultimately, the main goal of these agents is to avoid paying the full amount of damages.
When you sign a release, you give up your right to fight back.
How Insurance Companies Deny Your Claim
It is crucial to understand how insurance companies work when they deny your compensation claim. They will argue that your injury is not as serious as you claim and that you do not need to undergo treatment to recover from your injury. Although they have no medical experience, they are motivated by money and want to save money. Only you and your doctor know how serious your injuries are.
Insurance Company Tactics to Delay Your Claim
Nickel and Dime Medical Charges
Insurance companies are using tactics to make injured victims pay more. They will charge you nickels and dimes for your medical charges by removing 5% of your claim.
We shouldn’t be surprised when we see these tactics from insurance companies. They are in the business of making money, not providing health care.
Injured in a car accident?
If you have been injured in a car accident in Houston, Texas, you should contact an experienced attorney as soon as possible. Joe I. Zaid & Associates are experienced and skilled car accident attorneys who will fight for your justice so that you are fairly compensated. Call us today at (281) 990-5200 to schedule a free consultation.