An issue that has occupied the minds of many young people and couples in recent years is the category of housing conditions and various types of mortgage facilities. Mortgage installments are also an issue that you should pay attention to. Housing has become one of the most profitable investments for various reasons. Therefore, many people try to buy a house, even if it is small, under any circumstances.
One of the ways to buy a house, which is especially used by young couples, is to get a mortgage for couples and individuals. In this article, we will examine the conditions of mortgage loans, as well as mortgage loans of 1401 and joint loans with the purchase of bonds and the first mortgage of 1401.
If we look at the statistics of housing prices in the past years, we will notice the increase in property prices. This issue has caused young people to be unable to buy a house with their salary savings. Young people need more money and the first thing that comes to their mind is to get a loan.
Considering the currency fluctuations and also the prevailing atmosphere in the real estate market, it is better to buy a house quickly whenever the money to buy a house is collected. There are different types of loans, and each of them may make it easier for you to buy the house you want, depending on the existing conditions. In this text, a complete and comprehensive look at the types of mortgages is given.
What is a mortgage?
According to the budget and facilities, each country provides facilities to the people to help them achieve their goals. One of these facilities is a mortgage loan. Since many people cannot afford to buy a house at once, a mortgage is one of the options available to these people. Applicants of this type of loan are usually able to repay it.
But the matter does not end here. According to the economic and cultural infrastructure of each country, it announces a specific amount for housing loans. Also, the interest on these loans varies in different countries. From 2% to 20% profit.
In Iran, Maskan Bank and other banks have been granting first mortgage loan facilities to applicants with specific and defined conditions. Of course, taking a loan has its own conditions and documents in Iran, which we will discuss further in the article.
In general, in recent years, mortgage loans in Iran have been well received by the people, and this has caused many people to apply to banks every year to ask about the conditions of such loans. One of these loans is the Mehr mortgage. In this article, under the title of types of housing loans and the conditions for receiving facilities in 1401, all cases have been tried to be carefully examined.
