Best Student Loans 2022
Best Student Loans 2022
If you are a student and you are thinking of starting or continuing your studies with the help of financing from an entity, we present below the best student loans for 2022.
Perhaps you are in a somewhat hesitant situation and do not know whether to start university or continue your higher studies with a master’s degree, study abroad, etc. Surely you have doubts about how to deal with the cost of training. You may even have considered resorting to a loan to study. But what are the best student loans?
Best Student Loans
When it comes to financing studies, a common problem usually appears in the vast majority of families: how do I pay for my children’s studies? Or, if you are a university student and you are already starting to manage your own finances, you may have a problem when it comes to making payments. Well, a number of banks offer the possibility of financing your studies by taking out personal loans for students . These types of personal loans are characterized by having lower interest rates than personal loans without an established purpose. We leave you some of the best loans to study:
| Yam | APR | TIN | c. opening | links |
| Wizink Training Loan | 6.17% | 6% | nope | nope |
| Cofidis Project Credit Loan | 6.12% | 5.95% | nope | nope |
| BBVA study loan | 4.10% | 3.95% | nope | current account |
| Master’s loan Abanca | 3.91% | 3.95% | And it is | current account |
| Caixabank study loan | customizable | And it is | And it is | |
| Banco Sabadell credit course | – | E+2.25% | And it is | nope |
| Santander career total loan | 6.82% | E+5.95% | And it is | nope |
| Ibercaja Enrollment Loan | customizable | – | nope | |
Wizink Training Loan
The Wizink training loan is aimed at people who want to invest in their academic training and may or may not be clients, and may or may not be clients, since payments are made to any account .
- Nominal interest rate: 6% TIN (APR 6.17% APR)
- Financing: From €3,000 to €30,000
- Term: from 12 months to 96 months
- No opening fee
- It has no links.
Cofidis Project Credit Loan
The Cofidis Project Credit is offered for any purpose. The interest rate and the amount of the term will vary depending on the project that we want to finance.
- Nominal interest rate: 5.95% TIN (APR 6.12% APR)
- Financing: From €4,000 to €50,000
- Term: from 14 to 43 months months
- No opening fee
- It has no links.
BBVA Studies Loan
The BBVA student loan is one of the most flexible loans we find for this purpose. It should be noted that it will be necessary for the applicant to open an account in the entity, where the loan will be made, but it is not necessary to domicile the payroll. Let’s see the other characteristics of this loan:
- Nominal interest rate: 3.95% TIN (APR 4.10% APR)
- Financing: From €3,000 to €75,000
- Term: from 12 months to 96 months
- No opening fee
- Requirements: open an account in the entity and the applicant’s age is less than 30 years at the time of the application. It is not necessary to domicile payroll or pension to obtain this type of interest.
Abanca Master Loan
The Abanca master loan is just one of several options that we find in this entity to finance our studies. On the other hand, it should be noted that it is a personal loan with a variable interest rate, which currently benefits those interested due to the historically low Euribor values. Other characteristics are the following: